Welcome to Homebuyer 101
Your path to understanding the homebuying process.
Expert guidance. Great loan options. A smoother path to your new home.
Estimate for educational purposes only. Not a loan offer or approval.
We make home financing easy to understand and easier to navigate.
Tell us about your goals and get expert guidance.
Understand what you may qualify for.
Shop with confidence and a clear budget.
Keep moving forward toward your new home.
Explore a payment estimate, a simple affordability range, and the basics of common loan programs.
Use your income and monthly debts to estimate a comfortable purchase-price range. This is not an underwriting decision.
See how different down payments change the amount financed on a sample home price.
Loan programs have different eligibility rules, costs and features. Use this as a starting point—not a recommendation.
A free, plain-English homebuyer education experience designed to help you understand the journey before you make your move.
Start anywhere. Complete the lessons at your own pace.
Your path to understanding the homebuying process.
Complete all lessons and knowledge checks to unlock a printable completion certificate framework. If the course is later used for an official education requirement, the curriculum and certification process can be adapted to the applicable program.
I'm Ready to Take My Shot →Certificate of Completion
Future Student NameOur goal is to make the process straightforward, educational, and focused on your homeownership goals.
Real people focused on understanding what you're trying to accomplish.
Explore financing programs that may fit your situation.
Clear information from your first conversation through closing.
Helping more families take their shot at homeownership.
Understand the major steps, costs, and decisions before you begin.
Learn more →Learn the basics of conventional, FHA, VA and USDA financing.
Explore loans →Don't shop by price alone. Understand the payment behind the number.
Calculate →A prequalification is an early estimate based on information you provide. It is not the same as final loan approval.
After you apply and provide the required information, a lender generally provides a standardized Loan Estimate that shows important loan terms and estimated costs.
Yes. Comparing Loan Estimates can help you evaluate loan costs, rates, monthly payments and other terms.
There is no single answer. The right amount depends on the loan program, your cash reserves, goals, qualification and the costs associated with the transaction.
Send us a few details and we'll know where to start. Please do not submit Social Security numbers, bank account numbers, passwords, or other sensitive information through this form.